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Recent Posts
What Retirees Should Consider After Selling Their Business

Completing a successful business exit is often the result of many years of hard work and advanced planning. This process is known as business succession planning and when undertaken with the support of an experienced and qualified financial team, advisors and attorneys can allow you to close one chapter of your life, but successfully open

Read More

See more
How To Prepare Mentally To Sell Your Business

Maybe you’re thinking ahead about retirement or are simply no longer challenged by what’s offered in your business. Perhaps there is someone ready in waiting, ready and waiting to step into the role of leader, such as a family member, or a trusted employee. But financial considerations and simply feeling like it is the right

Read More

See more
Why A Financial Plan Is So Important For Addressing The Possibility Of Disability

Many people recognize that big factors in their life, such as what they want to achieve with estate planning, and their own retirement goals will influence their financial plan. But it can be a big mistake to neglect the possibility of disability. One in four US adults already lives with a disability. This presents unique

Read More

See more

Our Team

Neel Shah JD, CFP®,

Legal Expert | Tax Strategist | Financial Advisor | Life Planner

Click here to know what Neel is all about

Want to know what Neel is all about? Listen to his interview with the Admired Advisor Podcast.

ABOUT NEEL

Neel Shah has more than 20 years’ experience assisting clients in all aspects of wealth, estate and tax planning and is committed to preserving and growing his clients’ wealth. Neel is directly involved with investment management for our clients and manages the wealth individuals, families & business. He is also an experienced attorney in the fields of estate planning, business law, and tax law.

A BRIEF HISTORY

Neel believes that families, professionals and entrepreneurs are best served by independent advisors. His investment management and financial planning guidance is totally independent and aligned to support the client’s best interests. Neel is a rare breed of wealth management advisor, because he has strong credentials in the additional areas of taxes, finance and the law. In addition to being a wealth manager, tax strategist and attorney - Neel Shah is also a frequently sought-after speaker and author. Neel is a Certified Financial Planner™ and has a B.S. degree in Finance and a J.D. (Law) degree. Shah Total Planning clients directly benefit from this experience by being invited to workshops each year, which cover the latest news and valuable advice for tax planning, estate planning and investment management. Neel is a member of the Academy for Preferred Financial Advisors Neel graduated from Benjamin and Cardozo School of Law (Yeshiva University). He is admitted to the practice law in the state bars of New Jersey, New York, Pennsylvania, Washington D.C. (inactive)

*Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Neel is engaged, or continues to be engaged, to provide investment advisory services.

FROM NEEL:

“Before starting in wealth management, I spent most of my time solely as an estate planning attorney and was called upon by countless financial ‘advisors’ to prepare wills, trusts and estate plans for their clients. Doing so, I was able to have honest conversations with who they trusted for advice.”
“And what did I learn? The individuals in the families who entrusted these ‘advisors’ were working under the assumption that the advisor was acting solely in their best interests. What they expected was fantastic communication, relevant advice, and quality implementation. They want a relationship of trust, sincerity, and honesty. A relationship where the advisor puts us first.”
“I became frustrated with the lack of honesty and transparency that I saw in the financial services industry. And so I took matters into my own hands and have built the team to provide the level of service that I feel the community deserves.”
When not working, Neel can be found playing just about any sport or activity with his Pinky, wife of 22 years, and his two teenaged children (Anya & Jaiden.) He has a passion for traveling, as well as picking up new ‘learning’ projects ranging from golf and biking to acoustic guitar. Unless of course his Chicago Bears are playing.

Valerie Zaffuto

Financial Services Administrator & Advisor Assistant

From the moment you engage the Shah Total Planning team, ­­Val steps in to make sure the process moves quickly and the communication never stops.  From the account opening process, to funds transfers, to making sure that all your questions are answered and your needs are met, Val is the one who gets it done.

Valerie started her career on Wall Street in the 1994 as a back-office clerk, before working her way up to becoming the Office Manager and Assistant Compliance Director. After taking time away from the business to raise a family, she joined our firm in 2015 and has been growing with us ever since.

She currently resides in Englishtown with her husband and two sons. When she’s not working she enjoys expanding her consciousness through reading, meditation and energy healing.

Beacon Wealth Solutions LLC Shah & Associates P.C.

Julie Motz

Onboarding Specialist & Marketing Coordinator

Julie will be your first point of contact with our office. She helps to determine what your goals are and how we can best serve you and your family. She will walk you through our process and get you in the hands of our trusted advisor. Julie is also responsible for coordinating all our marketing from event planning to digital marketing efforts and more.

Julie started her career in 2005 in the complex world of insurance. Upon becoming a licensed insurance broker, Julie spent her time serving many families with their various health and life insurance needs, including Medicare. She wanted to expand her knowledge to be able to help more families in more ways which lead her to obtain her FINRA Series 6 & 63 licenses in 2019.  

Julie lives in Pennsylvania with her son and 2 cats. When she’s not busy doing “all things mom” she can be found reading a good book or spending time with friends and family.

Beacon Wealth Solutions LLC Shah Total Planning LLC

Hetal Sabuwala

Business Operations Manager & Asset Alignment Specialist

Hetal oversees all aspects of daily operations to ensure an exceptional client experience. She serves as the primary liaison for our Estate Planning clients & as the Asset Alignment Specialist, providing clients the support needed with integrating their assets with their estate plan. Aside from all that she does for our clients directly, Hetal also manages relationships with the firm’s service providers, handling billing, human resources responsibilities and generally makes sure that all is moving smoothly.

Hetal started her career in 1993 as a branch manager at a retail banking institution before moving to the role of Treasury Analyst at Goldman Sachs in their Commodities division. Thereafter, she went on to work for a private advisory firm as a Data Integrity Specialist. Hetal joined the firm in 2019 and has proven to be an asset through her continual growth in all aspects of client servicing and firm operations.

Hetal lives in Howell and has been a ‘Jersey girl’ all her life. When she is not doing ‘procedural’ things, she enjoys traveling and refining her ‘home chef’ culinary skills.

Shah & Associates P.C. Beacon Wealth Solutions LLC

Ray Rasco

Digital Assistant and Social Media Coordinator

Ray assists the Shah Marketing team to help us to educate our clients and the community at large with valuable content through multiple platforms ranging from Social Media to direct client communication. Ray makes sure that anyone who reaches out to us through these channels is put into the hands of the appropriate team member for assistance.

Ray started his career in 2011 as a Customer Service Representative handling a variety of tasks such as tech support, sales and client billing. In 2018, Ray made the transition to being a Remote Assistant where he works with the Shah Total Planning team on a variety of administrative and marketing tasks.

Ray lives with his wife and young daughter. When he’s not working, he enjoys choreographing and performing dance routines and spending time with his friends and family.

Shah & Associates P.C.

Leena Lauger

Trusts & Estate planning Drafting Attorney

Leena Lauger, Esq. is a trusts and estate plan drafting attorney. From the creation of straightforward wills, powers of attorney, and ancillary documents all way up to complex family Limited partnerships and irrevocable trust planning - Attorney Leena Lauger works with the Shah total Planning Team, and more specifically with the law office of Shah and Associates P.C. to develop and implement strong wealth preservation focused estate plans.

Leena is a graduate of Rutgers Law school as well as a graduate of Rutgers University.

Leena currently resides in Texas with her husband and school age children. When she’s not drafting Estate Plans, she enjoys spending time with family and friends.

Shah & Associates P.C.

Pinky Shah

Mortgage Strategist and Homebuyers Advocate

Pinky is a second-generation mortgage professional. For many clients, real estate represents the largest portion of their financial portfolio and serves a major role in their short-term and long-term financial goals. Pinky and her team work by getting to know your goals with respect to the purchase of your real estate, how best to use the equity in your real estate, and anything else involved. It is Pinky’s passion to first understand your real estate financing needs and options, followed by the evaluation and Implementation of your real estate borrowing needs.

Aside from her illustrious mortgage career, Pinky holds a doctorate in pharmacy from Rutgers University and is a frequently sought trainer for residential real estate agents. Pinky lives in Monroe Township with her two teenage children and her husband, Neel.

Described by many as one of the most positive people you will ever meet, Pinky spends much of her time devoted to the physical, mental, and spiritual health of those closest to her and the greater community.

Fairway Mortgage Corporation

BUCKINGHAM

Strategic Partner

Buckingham Strategic Partners combines the distinct strengths of these businesses into a new iteration of our comprehensive wealth platform, affording a better way for our advisors to take advantage of our technology solutions, deep bench of specialists, and thought leadership.

Recent Posts
What Retirees Should Consider After Selling Their Business

Completing a successful business exit is often the result of many years of hard work and advanced planning. This process is known as business succession planning and when undertaken with the support of an experienced and qualified financial team, advisors and attorneys can allow you to close one chapter of your life, but successfully open

Read More

See more
How To Prepare Mentally To Sell Your Business

Maybe you’re thinking ahead about retirement or are simply no longer challenged by what’s offered in your business. Perhaps there is someone ready in waiting, ready and waiting to step into the role of leader, such as a family member, or a trusted employee. But financial considerations and simply feeling like it is the right

Read More

See more
Why A Financial Plan Is So Important For Addressing The Possibility Of Disability

Many people recognize that big factors in their life, such as what they want to achieve with estate planning, and their own retirement goals will influence their financial plan. But it can be a big mistake to neglect the possibility of disability. One in four US adults already lives with a disability. This presents unique

Read More

See more