Recent Posts
Understanding Market Timing: A Deep Dive into Schwab’s Research
Investing can be a confusing process for many. When should you invest? Should you wait for the perfect moment, or should you just jump in? This concept, known as market timing, is what we will explore today, referencing Schwab’s valuable research on the topic. What is Market Timing? Market timing is the strategy of trying
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Understanding the Potential 2024 Estate and Gift Tax Rates: An Insight
Tax rules and regulations frequently change, and it’s crucial to stay updated to make informed financial decisions. As we approach 2024, let’s delve into the potential changes in the estate and gift tax rates and their implications. 1. What is an Estate Tax? An estate tax is a fee charged on the transfer of assets
Read More
The Financial and Legal Implications of Adding a Name to a Property Deed
When it comes to owning property, you may want to share that responsibility or privilege with someone else, perhaps a family member or a friend. Adding someone’s name to the title of your property may seem like a straightforward process, but there are various tax and legal consequences you should be aware of. In this
Read More
WHAT WE DO
We are a comprehensive financial services firm committed to helping our clients improve their long-term financial success. We offer a strong combination of experience and professional client services.
Who We Help
Executives and Professionals
Shah total planning works with executives and professionals from leading companies to maximize executive benefit plans, conduct retirement and other scenario planning, implement tax planning strategies and analyze stock options, restricted shares and other employer stock plans. We also devise strategies for deferred compensation planning, manage variable income streams and maximize pension payouts.
Men and Women in Transition
For men and women in transition (for example, divorcees or widows), Shah Total Planning provides comprehensive financial support and planning. Specific services offered include analyzing the tax consequences of divorce settlements, cash flow and budgeting, real estate planning (for example, advice on selling a home or buying new property), second-marriage financial planning, long-term-care planning, end-of-life planning, and life insurance and long-term disability insurance planning.
Entrepreneurs and Business Owners
Shah Total Planning supports business owners and entrepreneurs through tax planning strategies, estate tax and distribution strategies, insurance needs analysis, cash management and succession planning. Other services offered include assistance with managing variable income and liquidity events, sudden money management and retirement planning, including maximizing owner/partner benefits as well as establishment and servicing of company retirement plans.
Pre-Retirees/Retirees
Shah Total Planning assists retirees with their full spectrum of financial needs. These include aligning retirement investments with overall goals, developing retirement income distribution strategies, helping clients understand their retirement payout options, creating Social Security maximization strategies, and providing estate tax and distribution planning, long-term-care planning and retirement scenario planning.
HOW WE HELP
Competence
Financial Planning
Holistic Asset Integration
Investment Selection & Monitoring
Asset Allocation & Rebalancing
Risk Management
Generating Income Strategies
Tax/Estate Considerations
Specialized Expertise
Coaching
Education
Saving and Spending
Adherence to Plan and Goals
Set Realistic Expectations
Emotions, Biases and Stress
Objective Feedback
Trusted Second Opinion
Life/Business Transition
Convenience
Time Savings
Create Personalized Service
Coordinate Trusted Professionals
Integrated and Holistic View
Vendor Selection and Monitoring
Secure Technology
Continuity
Spouse Involvement
Joint Objectives
Children Engagement
Family Values
Multigenerational Planning
Legacy
Philanthropy
Our Process
Together, we can design, build, and protect a comprehensive, long-term plan that reflects what is most important to you — your values, needs, concerns, and hopes.
Why Me?
Neel Shah JD, CFP®,
Legal Expert | Tax Strategist | Financial Advisor |
Life Planner
ABOUT NEEL
Neel Shah has more than 20 years’ experience assisting clients in all aspects of wealth, estate and tax planning and is committed to preserving and growing his clients’ wealth. Neel is directly involved with investment management for our clients and manages the wealth individuals, families & business. He is also an experienced attorney in the fields of estate planning, business law, and tax law.
View Neel's profile pageNews and Insights
Quarterly Economic Update
No one expected the longest bull market in history to see its demise brought on by a virus. While U.S. equity markets were able to withstand a trade war with China, a presidential impeachment, the potential for a global recession and global uncertainty including Brexit and civil wars in the Middle East, the U.S. economy was ambushed by a silent and highly contagious virus.
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Recent Posts
Understanding Market Timing: A Deep Dive into Schwab’s Research
Investing can be a confusing process for many. When should you invest? Should you wait for the perfect moment, or should you just jump in? This concept, known as market timing, is what we will explore today, referencing Schwab’s valuable research on the topic. What is Market Timing? Market timing is the strategy of trying
Read More
Understanding the Potential 2024 Estate and Gift Tax Rates: An Insight
Tax rules and regulations frequently change, and it’s crucial to stay updated to make informed financial decisions. As we approach 2024, let’s delve into the potential changes in the estate and gift tax rates and their implications. 1. What is an Estate Tax? An estate tax is a fee charged on the transfer of assets
Read More
The Financial and Legal Implications of Adding a Name to a Property Deed
When it comes to owning property, you may want to share that responsibility or privilege with someone else, perhaps a family member or a friend. Adding someone’s name to the title of your property may seem like a straightforward process, but there are various tax and legal consequences you should be aware of. In this
Read More