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Recent Posts
How to Do an End-of-Year Financial Inventory

There’s no better way to capitalize on the energy of the end of one year and the beginning of another than to tap into your review and planning strategies. If you have goals you want to achieve, you need to know where you’re starting from first. This is why it’s so powerful to sit down

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See more
Do You Need a Financial Plan Before a Retirement Strategy?

Most people nearing retirement have thought about when they’ll exit the workforce for years. Perhaps the age at which you’ll leave has changed or maybe you’ve decided to continue working part-time. Even if you’re younger and have just started contributing under a company match policy, you might wonder about the recommended next steps. The truth

Read More

See more
How Does A Roth Avoid Taxes On Your Retirement Income?

Looking ahead to your future retirement coming up with forms of income that are not taxable is very beneficial. If you are withdrawing income that is taxable at that point in time, it could potentially influence your financial stability. One of the easiest ways to avoid taxes on retirement money is to use a Roth

Read More

See more

WHAT WE DO

We are a comprehensive financial services firm committed to helping our clients improve their long-term financial success. We offer a strong combination of experience and professional client services.

Executives and Professionals

Shah total planning works with executives and professionals from leading companies to maximize executive benefit plans, conduct retirement and other scenario planning, implement tax planning strategies and analyze stock options, restricted shares and other employer stock plans. We also devise strategies for deferred compensation planning, manage variable income streams and maximize pension payouts.

Men and Women in Transition

For men and women in transition (for example, divorcees or widows), Shah Total Planning provides comprehensive financial support and planning. Specific services offered include analyzing the tax consequences of divorce settlements, cash flow and budgeting, real estate planning (for example, advice on selling a home or buying new property), second-marriage financial planning, long-term-care planning, end-of-life planning, and life insurance and long-term disability insurance planning.

Entrepreneurs and Business Owners

Shah Total Planning supports business owners and entrepreneurs through tax planning strategies, estate tax and distribution strategies, insurance needs analysis, cash management and succession planning. Other services offered include assistance with managing variable income and liquidity events, sudden money management and retirement planning, including maximizing owner/partner benefits as well as establishment and servicing of company retirement plans.

Pre-Retirees/Retirees

Shah Total Planning assists retirees with their full spectrum of financial needs. These include aligning retirement investments with overall goals, developing retirement income distribution strategies, helping clients understand their retirement payout options, creating Social Security maximization strategies, and providing estate tax and distribution planning, long-term-care planning and retirement scenario planning.

HOW WE HELP

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Competence

Financial Planning
Holistic Asset Integration
Investment Selection & Monitoring
Asset Allocation & Rebalancing
Risk Management
Generating Income Strategies
Tax/Estate Considerations
Specialized Expertise

Coaching

Education
Saving and Spending
Adherence to Plan and Goals
Set Realistic Expectations
Emotions, Biases and Stress
Objective Feedback
Trusted Second Opinion
Life/Business Transition

Convenience

Time Savings
Create Personalized Service
Coordinate Trusted Professionals
Integrated and Holistic View
Vendor Selection and Monitoring
Secure Technology

Continuity

Spouse Involvement
Joint Objectives
Children Engagement
Family Values
Multigenerational Planning
Legacy
Philanthropy

Our Process

Together, we can design, build, and protect a comprehensive, long-term plan that reflects what is most important to you — your values, needs, concerns, and hopes.

Why Me?

Neel Shah JD, CFP®,

Legal Expert | Tax Strategist | Financial Advisor |
Life Planner

ABOUT NEEL

Neel Shah has more than 20 years’ experience assisting clients in all aspects of wealth, estate and tax planning and is committed to preserving and growing his clients’ wealth. Neel is directly involved with investment management for our clients and manages the wealth individuals, families & business. He is also an experienced attorney in the fields of estate planning, business law, and tax law.

View Neel's profile page

News and Insights

Quarterly Economic Update

No one expected the longest bull market in history to see its demise brought on by a virus. While U.S. equity markets were able to withstand a trade war with China, a presidential impeachment, the potential for a global recession and global uncertainty including Brexit and civil wars in the Middle East, the U.S. economy was ambushed by a silent and highly contagious virus.

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Schedule your free
Exploratory phone call

Click here to see how we
can be of assistance.

Recent Posts
How to Do an End-of-Year Financial Inventory

There’s no better way to capitalize on the energy of the end of one year and the beginning of another than to tap into your review and planning strategies. If you have goals you want to achieve, you need to know where you’re starting from first. This is why it’s so powerful to sit down

Read More

See more
Do You Need a Financial Plan Before a Retirement Strategy?

Most people nearing retirement have thought about when they’ll exit the workforce for years. Perhaps the age at which you’ll leave has changed or maybe you’ve decided to continue working part-time. Even if you’re younger and have just started contributing under a company match policy, you might wonder about the recommended next steps. The truth

Read More

See more
How Does A Roth Avoid Taxes On Your Retirement Income?

Looking ahead to your future retirement coming up with forms of income that are not taxable is very beneficial. If you are withdrawing income that is taxable at that point in time, it could potentially influence your financial stability. One of the easiest ways to avoid taxes on retirement money is to use a Roth

Read More

See more